- โCreators keep 80% with no payout, processing or currency fees
- โMost payout methods start at $20
- โFree followers, paid tiers, trials and multi month discounts
- โThorough ID, selfie and video checks for creators
- โDetailed, dated help pages on payouts and fees
- โBans photorealistic AI content and deepfakes
In-depth reviewRecommended16 min read ยท Last updated Nov 9, 2026
Fansly Review 2026: What It Is, How It Works and Is It Safe?
What Fansly is, how it works for fans and creators, what it costs and whether it is safe in 2026.
Lena Voss
Editor-reviewed ยท Affiliate links disclosed
Disclosure: SpicyRanked has no affiliate or paid relationship with Fansly, and we used no comped account or vendor access. This review is written for adults 18+.
What is Fansly? Fansly is a subscription site where creators, mostly adult, sell monthly memberships, pay per view posts, messages and tips. Fans can follow creators for free and pay only for what they unlock. It runs in the browser, with no App Store or Google Play app, and creators keep 80% of what they earn.
Fansly is a subscription platform where adult creators sell memberships, pay per view posts, messages and tips to fans. It is run by Select Media LLC, a Maryland company based in Baltimore.
Its biggest strength is the money side: creators keep 80% of what they earn, with no extra fees for processing, payouts or currency conversion, and most payout methods start at $20.
Its weak spots are an old Privacy Policy, no app in the main app stores and strict arbitration terms. We rate Fansly 7.0/10, down from 8.2 in our previous review.
Quick Verdict
Fansly is a legitimate adult creator platform with an 80% revenue share, free followers, paid tiers and low payout minimums of $20 for most methods. Creators must pass ID, selfie and video checks. It loses points for a Privacy Policy last updated in 2022, no official app in the main stores and terms that send disputes to individual arbitration.
7.0
Fansly at a Glance
Item | Details |
|---|---|
SpicyRanked score | 7.0/10 |
Best for | Adult creators who want an 80% split, paid tiers, free followers and low payout minimums |
Not ideal for | Creators who need a native app or who make photorealistic AI content |
Creator share | 80% of subscriptions, media sales, messages and tips |
Extra fees | None for payouts, processing or currency conversion, according to Fansly |
Payout minimum | $20 for most methods, $50 for SEPA, $100 for SWIFT wires, $50 to $100 for crypto depending on the coin |
Payout timing | 7 day hold, approval within about 48 hours, then 1 to 3 business days |
Subscription prices | $5.00 to $499.99 a month, set by each creator |
Creator checks | Government ID, ID photos, a selfie with a handwritten sign and a video |
Apps | No Fansly app found on the App Store or Google Play, web only |
Company | Select Media LLC, Baltimore, Maryland |
How We Reviewed Fansly
For this 9 November 2026 update we checked Fansly's own public pages without logging in. These were the homepage, the Terms of Service, the Privacy Policy and the help centre.
The help centre articles we used cover getting started as a creator, followers and subscribers, payout minimums, payout processing times, requesting a payout, alternative payout methods, disputing a charge, managing subscriptions, deleting an account, age verification and the For You Page.
We also searched Apple's App Store and Google Play for a Fansly app. We did not open a creator account, subscribe to creators or contact Fansly for this update, so we describe published rules rather than earnings we measured.
What Is Fansly?
Fansly is a fan subscription site for adult and non adult creators. Fans can follow creators for free, subscribe to paid tiers, buy single posts and messages, and send tips.
Select Media LLC owns and operates the site. Its Terms describe Fansly as a social media website and application service, and the homepage asks every visitor to confirm they are 18 or over before entering.
Fans can sign up with an email address or sign in with X, Google or Twitch. Creators have to apply separately and are approved at Fansly's discretion.
How Does Fansly Work?
Every creator runs one profile that can mix free posts for followers, posts locked to subscribers and pay per view content. Fansly says you do not need separate free and paid pages.
Followers and Subscriptions
Followers pay nothing. They see posts made for followers, get promotion alerts and email updates, and can be included in mass messages, which helps creators turn casual visitors into paying fans.
Creators can offer several subscription tiers, each with its own benefits and an optional cap on subscribers. Prices run from $5.00 to $499.99 a month, with optional 3 or 6 month discounts, public sales, private offers and free trials.
Fansly's help centre also says creators can add private tags that help it show their content to interested users, so there is some discovery inside the platform.
Fansly also has a For You Page, its built-in discovery feed. Creators can put posts there with a free preview, so new fans can find them without a link.
For discovery outside Fansly, our FikFap review looks at a short clip feed that lets partners link to their Fansly pages.
Creator Verification
Creators must be at least 18 and an adult where they live. The application uses a third party government ID check, then photos of the ID, a photo holding the ID and a handwritten sign, and a video of both.
Anyone else who appears in a creator's content must also have their age, identity and consent verified before the content is posted. Creators then complete tax forms before they can withdraw money.
How Much Does Fansly Cost?
Creating an account and following creators is free for fans. Fans pay the subscription, post, message and tip prices that each creator sets.
Creators pay nothing to join. Fansly keeps 20% of revenue, and both its Terms and its help centre say creators receive 80% of subscriptions, sold media, messages and tips.
OnlyFans uses the same 80% split, so our guide to how much OnlyFans creators make gives a fair idea of what that share can add up to.
The help centre adds that there are no hidden fees for payouts, processing or currency conversion. Fansly can still deduct earnings tied to chargebacks or to content that breaks its Terms.
Payout Minimums and Timing
Our previous review said Fansly had a $100 minimum payout. That is only true for international SWIFT wires, and crypto needs $50 to $100 depending on the coin. Fansly's payout minimums page lists $20 for most methods.
Payout method | Minimum | Typical timing once approved |
|---|---|---|
Paxum | $20 | Usually within 24 hours |
Cosmopayment | $20 | Usually within 24 hours |
Local bank deposit in South America and Asia, including USD ACH and CAD deposits | $20 | 1 to 3 business days |
SEPA bank transfer in the EU and UK | $50, or from $20 with automatic sending after 14 days | 1 to 3 business days |
International SWIFT wire | $100 | Batched every 3 days, then 1 to 3 business days |
Cryptocurrency | $50 to $100 depending on the coin | Batched every 3 days, usually within 24 hours once sent |
Each sale stays pending for 7 days before it can be withdrawn. Fansly says most payout requests are approved within 48 hours, and deposits usually appear under the name SELECT MEDIA LLC.
Availability depends on your country, so not every creator can use every method. Fansly recommends setting up a backup method such as Paxum, crypto or Cosmopayment in case a payout partner has downtime.
Fansly vs OnlyFans
We compared Fansly with what we found in our own OnlyFans review. The money side is almost the same.
Feature | Fansly | OnlyFans |
|---|---|---|
Company | Select Media LLC, Maryland | Fenix International Limited, UK |
Creator share | 80% | 80% |
Subscription prices | $5.00 to $499.99 a month | Free, or $4.99 to $50 a month |
Minimum payout | $20 for most methods | $20 for most methods |
Earnings hold | 7 days | 7 days, or 21 days in some countries |
Discovery | Built-in For You Page | Little help for new creators to get found |
Fansly's edge is discovery. Its For You Page can show your posts to fans who do not follow you yet, while OnlyFans does little to help new creators get found.
We would pick Fansly if you are starting from zero, and OnlyFans if you already bring an audience with you. Our OnlyFans review covers its rules in full, and our guide on whether OnlyFans is safe covers the fan side.
Is Fansly Safe?
Fansly is a legitimate platform run by a named US company, with dated Terms and detailed payout rules. For fans the main risks are the usual ones for paid content sites: non refundable purchases and strict dispute rules.
Content Rules and AI
Fans must be at least 18 and an adult where they live. The Terms ban content involving minors, incest and other illegal or extreme material, and also ban alcohol in adult content and graphic nudity in profile avatars and banners.
Fans may also have to prove their age. Fansly says users in the UK, Australia, Brazil, Germany and 12 US states, including Texas and Florida, are asked for a live selfie through its partner Ondato, and sometimes an ID.
Fansly says Ondato does not keep the selfie or ID, and that Fansly only receives confirmation that you are age verified.
Its Terms, last updated on 21 July 2026, ban photorealistic AI content, deepfakes and face swaps. They also ban AI that chats with fans without human oversight and AI content passed off as a real person.
Refunds, Disputes and Chargebacks
Purchases are final as a rule, and wallet funds are typically non refundable, although Fansly may refund in some cases at its discretion. Cancelling a subscription stops renewal but does not refund the current period.
Billing errors must be reported in writing within 30 days of the statement. A chargeback can lead to the fan's account being suspended or closed, so contact support before you go to your bank.
For creators, Fansly says it protects them from most chargebacks, but it may deduct earnings if an account gets an unusually high number. Blocking an active subscriber can also trigger a refund paid from the creator's earnings.
Fansly Privacy and Data
Fansly's Privacy Policy says it does not sell personal information. It was last updated on 26 February 2022, which is old for a site that collects ID documents.
The policy and the Terms allow Fansly or its contractors to collect biometric data, such as face geometry, from verification documents and uploaded content. That is normal for ID checks but worth knowing before you apply.
Fansly says it does not store card details, and that billing details are held by a third party payment processor. It may keep public and de identified information after you delete your account.
We could not confirm on Fansly's own pages how a fan's card charge is labelled. If discreet billing matters to you, check your statement after the first small purchase.
Fansly Ownership, Transparency and Policies
Fansly is owned and operated by Select Media LLC, a Maryland limited liability company at 145 West Ostend Street, Baltimore. Some purchases may be processed by a partner in Vilnius, Lithuania.
The Terms of Service were last updated on 21 July 2026. They include mandatory individual arbitration and a class action waiver, and you can opt out only by written notice within 30 days of first using or paying on Fansly.
Accounts with no login for 12 months become inactive, and Fansly then deducts $5 a month from any remaining balance until it reaches zero. Creators should withdraw money before stepping away.
We found no Fansly app on the App Store or Google Play, so fans and creators use the website on mobile. Support is offered by email and through a chat widget on the site, backed by a detailed help centre.
How to Cancel a Fansly Subscription or Delete Your Account
To stop a subscription, open your Subscriptions page and turn off auto-renew. You keep access until the date shown as Sub Expire Date, but the current month is not refunded.
To delete your account, go to Account settings, scroll to the bottom and click Delete Account, then Yes, Delete Permanently, and enter your 2FA code.
Your subscriptions stop renewing once the account is deleted, but charges already made are not reversed.
Only you can delete the account. If you have lost access to your email, Fansly support can change it for you first.
Fansly Pros and Cons
- โPrivacy Policy last updated in February 2022
- โCollects biometric data from verification documents
- โNo official app on the App Store or Google Play
- โSWIFT wires need $100 and crypto $50 to $100 depending on the coin before payout
- โMandatory individual arbitration unless you opt out within 30 days
- โ$5 monthly fee on balances after 12 months without a login
Best Fansly Alternatives
The right alternative depends on whether you want the biggest audience, a lower fee or a platform that is not built around adult content.
If you are looking at a newer creator platform with its own fee model, our Fanvue review covers its rates and payouts.
If your work is art, writing or audio rather than explicit photos and video, our Patreon review explains its 10% fee and NSFW rules.
If you sell feet content, our FeetFinder review covers a marketplace built for it.
For a wider comparison of paid fan sites and what they pay, see our sites like OnlyFans to make money.
If you are just starting out, our best creator platforms for beginners ranks platforms by how fast new creators make a first sale.
Final Verdict
7.0
7/10
Recommended
Fansly earns 7.0 out of 10 from our editorial team. It is a legitimate adult creator platform with an 80% revenue share, no extra payout fees and payout minimums of $20 for most methods.
The creator tools are strong: free followers, several paid tiers, trials, discounts, pay per view posts and tips, all from one profile, with thorough ID and consent checks. We lowered the score from 8.2 because our earlier review overstated some details and missed others.
The Privacy Policy dates from 2022, there is no app in the main stores and the Terms rely on individual arbitration. Choose Fansly if you make adult content and want a fair split with low payout minimums.
Read the payout table for your country first, and withdraw your balance before any long break.
Fansly Final Scorecard
Category | Score | Why |
|---|---|---|
Features and content | 8/10 | Free followers, paid tiers, trials, discounts, pay per view and tips on one profile |
User experience | 7/10 | Works on the web and mobile browsers, but there is no app in the main stores |
Value | 8/10 | 80% creator share with no payout, processing or currency fees, $20 minimum for most methods |
Safety | 7/10 | ID, selfie and video checks plus consent checks, bans on deepfakes and photorealistic AI |
Privacy | 6/10 | Does not sell data, but the policy dates from 2022 and covers biometric data |
Transparency | 7/10 | Clear, dated payout and fee pages, named company, but an outdated privacy policy |
Support | 6/10 | Email and an on-site chat widget with a detailed help centre |
Trust and accountability | 7/10 | Named Maryland company and dated Terms, but mandatory arbitration and an inactivity fee |
Overall | 7.0/10 | Average of the eight categories |
Frequently Asked Questions
Yes. Fansly is run by Select Media LLC, a Maryland company, and pays creators 80% of their earnings. Creators must verify their identity with a government ID, a selfie with a handwritten sign and a video before they can sell content.
Fansly requires fans to be 18 or over, says it does not store card details and does not sell personal information. Purchases are usually non refundable, and a chargeback can get your account suspended, so contact support first.
Yes. Creating an account and following creators costs nothing, and followers can see any posts a creator makes for followers. Paid subscriptions, pay per view posts, messages and tips are optional. Some creators only let fans follow after adding a payment method, but that does not charge you.
It depends on the method. Paxum, Cosmopayment and local bank deposits in South America and Asia start at $20, SEPA starts at $50, international SWIFT wires start at $100 and cryptocurrency starts at $50 to $100 depending on the coin.
Earnings are held for 7 days, most payout requests are approved within 48 hours, and bank payments usually arrive within 1 to 3 business days. Paxum, Cosmopayment and crypto are usually faster.
Fansly bans photorealistic AI content, deepfakes and face swaps, AI that chats with fans without human oversight, and AI content presented as a real person.
After 12 months without a login, Fansly marks the account inactive and deducts $5 a month from the remaining balance until it reaches zero. It does not charge your card, and the deductions stop when you log in.
No, not in the main stores. We found no Fansly app on Apple's App Store or Google Play when we checked in November 2026. Fans and creators use the website in a mobile browser instead.
Yes, joining and following creators is free. We found that you only pay for the subscriptions, pay per view posts, messages and tips you choose to buy.
For most creators the money is the same: both pay 80% and start payouts at $20 for most methods. We think Fansly is better for new creators because its For You Page helps fans discover you.
Go to Account settings, click Delete Account at the bottom, confirm with Yes, Delete Permanently and enter your 2FA code. Subscriptions stop renewing, but past charges are not refunded.
Turn off auto-renew on your Subscriptions page. You keep access until the expiry date, but the current period is not refunded.
Creators always need ID, selfie and video checks. Fans only need an age check in some places, including the UK, Australia, Brazil, Germany and 12 US states.
Last reviewed: 9 November 2026
Written by
Lena Voss
Lena Voss reviews adult dating, cam, and platform sites for SpicyRanked. Her goal is simple: help you decide if a site is worth paying for before you hand over your card. She reads the billing terms and cancellation policy first, because that is where these platforms hide the costs. Her reviews cover the things that matter most, real prices, pushy upsells, whether the user numbers are honest, and how each site protects your privacy. When a platform is good, she says so. When it is not, she tells you plainly. No hype, just a clear answer you can trust.
Meet the team โEditorial standards. SpicyRanked is for adults 18+ only and may earn affiliate commissions at no extra cost to you. Our editorial reviews remain independent.